買樓租樓、搵新盤、搵屋苑、搵成交|中原地產

Process of home purchase

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Property under construction:

The term "property under construction" in this section covers both uncompleted development or buildings which have been erected but the developer has not yet obtained the occupation permit from the Buildings Department.

Completed property:

The term "completed property" in this section covers buildings which have been erected and the developer has obtained the occupation permit from the Buildings Department.
Journey to buy a first-hand residential property
  • 1.

    Think about your financial position and repayment ability carefully
  • 2.

    Consult professional real estate agent about market information
  • 3.

    View show flat(s) (if any)
  • 4.

    Make reference to the detailed information set out in the sales brochure issued by the vendor
  • 5.

    Make reference to the detailed information set out in the relevant price list issued by the vendor (if applicable)
  • 6.

    Submit Registration of Intent together with the cashier's order(s) (if applicable)
  • 7.

    Make reference to the detailed information set out in the relevant sales arrangement issued by the vendor
  • 8.

    Select property(ies) on the date of the sale in accordance with the method used to determine the order of priority e.g. balloting, tender or first-come-first-served basis and conditional offers set out in the Sales Arrangement
Prospective purchaser successfully selects any specified property
  • 1.

    View the particular property in a completed development that purchaser intends to buy (if applicable)
  • 2.

    Sign a preliminary agreement for sale and purchase ("PSAP") and pay the preliminary deposit which amounts to 5% of the purchase price
  • 3.

    Appoint the solicitor specified by the vendor or consider appointing your own solicitor for the purchase
  • 4.

    For immediate mortgage payment method, apply mortgage loan from bank/financial institution or those designated by the vendor to finance the purchase (if applicable)
  • 5.

    Enter into an agreement for sales and purchase ("ASP") and pay further deposit (if applicable) within 5 working days after the signing of a PASP. Stamp duty shall be paid by purchaser within 30 days from the date of ASP. In general practice, the stamp duty would be made payable to solicitors' firm upon signing ASP, the solicitor will accordingly pay the stamp duty to the Inland Revenue Department and has the document stamped within 30 days from the date of ASP to act on your behalf.
  • 6.

    For stage payment or other mortgage payment method available, apply mortgage loan from bank/financial institution or those designated by the vendor to finance the purchase (if applicable)
  • 7.

    Get the noice to complete issued by the vendor that the vendor is in a position validly to assign the property (if applicable)
  • 8.

    Pay the remaining balance of purchase price
  • 9.

    Sign the assignment
  • 10.

    Inspect the property
Registrant who has not purchased any specified property
  • 1.

    Cashier's order(s) will be returned with the assistance of real estate agent in case registration of intent was submitted before
  • 2.

    Check if there are any properties in the same development project may be offered for sale subsequently or search for other properties on the market with the help of real estate agent

Important Notes to the Purchasers

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